Payment Cloud Technologies’ digital.VISION to Support Elevate™ by Unisys

June 29, 2017

London, UK. 29th June  2017Payment Cloud Technologies (PCT), the London-based FinTech business, has today announced it has expanded its relationship with Unisys,  a global information technology company that specializes in providing industry-focused solutions integrated with leading-edge security, to incorporate PCT’s innovative digital.VISION technology as a key component of Elevate™ by Unisys, a new omnichannel digital banking platform that enables startups and established financial institutions to deliver secure banking services anytime, anywhere.

Elevate has been engineered to meet the on-demand requirements of today’s digitally savvy customers. It will use PCT’s digital.VISION to seamlessly integrate into bank.VISION, PCT’s robust, reliable and fully compliant solution, which will help deliver banking grade financial services to Unisys customers.

The combined technologies enable Elevate customers to pay their bills on the go, transfer funds and apply for loans and mortgages anytime, using their choice of channel, whether on a mobile device, tablet, online or in-branch. Importantly, by allowing people to bank in a manner that fits with their lifestyle, banks can help increase customer satisfaction and drive brand loyalty.

bank.VISION’s agile cloud-native technology will allow Elevate’s users to keep pace with the digital banking age by securely enabling quick-to-market current accounts that overcome high market-entry barriers, at a fraction of the cost usually associated with establishing a brick-and-mortar financial institution.

Ian Clowes, CEO, PCT, said: “Since the official launch of our bank.VISION platform in November, we have gone from strength to strength, rapidly establishing ourselves as a trustworthy provider of quality banking services. Partnering with Unisys takes PCT to the next level, combining our collective global reach to more customers worldwide. Today’s digitally-conscious societies are rightly expecting leading-edge financial services to suit their lifestyles, and we’re proud to have engineered Elevate into a solution that works for everyone.”

PCT’s comprehensive back-office support will help ensure that Elevate is compliant with all supplier, regulatory and integration requirements. Elevate will also benefit from bank.VISION’s core programme and operational support systems, including connectivity to faster payments, card manufacture and distribution, provision of digital wallets and full fraud monitoring and dispute management.

Eric Crabtree, Global Head of Financial Services, Unisys, said: “The pace of change in financial services is exceptional. Recent initiatives have opened the doors to a host of customer-focused products and services that facilitate the modern customer’s busy lifestyle. That is why Unisys has partnered with PCT, to provide powerful market-proven technologies for the delivery of Elevate, a banking proposition fit for the digital age. Many of our established financial services customers, as well as new challenger banks, can now benefit from this robust, innovative solution.”

Building on Unisys’ global customer base, Elevate will be sold into the U.S., EMEA, LATAM and APAC markets to further consolidate the business’s international influence.

The international relationship with Unisys accelerates PCT’s existing momentum in the digital banking industry, having launched bank.VISION with Ireland’s largest postal services provider, An Post, in November. An Post will be rolling out bank.VISION next month across 1,100 branches nationwide and delivering leading-edge financial services to its 1.7 million weekly customers.


About Payment Cloud Technologies

Founded in 2008 and headquartered in the heart of London’s FinTech scene, PCT excels in digital banking, prepaid and travel compensation, working with many of the world’s leading businesses and government organisations.

PCT’s cloud based platform, digital.VISION, is reforming the way banking and payments are delivered and PCT is proud to be trusted by its customers to enable reliable and robust banking grade financial services every day. Its proprietary card.VISION, corp.VISION and bank.VISION solutions can be accessed via the web, mobile devices, ATM and in-branch.

Active in Europe, North America and Africa, PCT continues to expand, both directly and in partnership with leading global organisations. In 2015, PCT processed in excess of £300 million worth of transactions internationally.

PCT believes in journeying together and co-innovating, to strike a balance that harnesses possibility and realises a more connected future.

For more information, please contact

About Unisys

Unisys is a global information technology company that specializes in providing industry-focused solutions integrated with leading-edge security to clients in the government, financial services and commercial markets. Unisys offerings include security solutions, advanced data analytics, cloud and infrastructure services, application services and application and server software. For more information, visit

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