Convenient, Secure and Flexible Prepaid Programmes
card.VISION facilitates your business’s prepaid card potential in travel, corporate, gift & loyalty

card.VISION is your business’s full prepaid card service. It is a B2B solution for companies to support either B2B or B2B2C solutions for your customers.

We design, deliver and manage bespoke Mastercard® and VISA Prepaid and Debit Card Programmes to suit your business needs.

From travel money, finance, government benefits, general spend, corporate expenses and payroll to the replacement of gift vouchers, cheques and cash, our card.VISION technology is a convenient, cost-effective, secure and simple way to streamlines your customer service.

The market growth for prepaid cards is expansive and covers a diverse group of sectors. We have the specialist knowledge and expertise to deliver bespoke prepaid card programmes that unlock your business’s potential to give your customers a first-class experience.

Generate continuing relationships with customers

Drive repeat and ongoing business via reporting and client relationship management

Safer and more convenient than carrying cash

Everyday brand exposure from card in wallet

A true business outcome

Our best in class services and technology deliver prepaid card programmes that enhance your customer acquisition, activation, usage, retention, loyalty and brand awareness. Our team of experts will guide you through strategy, design and marketing and we take care of the programme management making the complexities of launching a prepaid proposition simple.

Our card.VISION platform provides:

  • Online and over the counter transactions
  • Capabilities to enable BACS and direct debits from individual card accounts
  • bank.VISION platform which features direct debit and ring fenced wallets
  • Project management of set up and ongoing support
  • KYC – Electronic ‘Know Your Customer’ checks, plus manual checks if required
  • Customer call centre with 24-hour help desk capabilities
  • Reconciliation and fraud management
    package offered for mobile app and website

Our card.VISION services offers:

  • Customer Experience
  • Ease of Integration
  • Increased Brand Awareness
  • Additional Revenue Streams & Cost Reduction Opportunities

Speak to one of our experts about our digital banking and payment solutions

card.VISION gives you a business advantage

Our PCT card.VISION platform includes common prepaid use-cases such as Travel FX, including FairFX and more recently platinum Mastercard Prepaid travel cards and easyJet’s own VISA Prepaid travel card.

We provide solutions to smaller banks for their own debit card programmes, including Ghana Bank, a Ghanaian-owned international bank based in the City of London and EFG Bank, a multinational Swiss private banking group offering private banking and asset management services, headquartered in Zurich.

Deliver Prepaid Without The Complexity: Our full programme management takes care of your scheme’s pre-and post-launch services, allowing you to enjoy all the benefits of prepaid, without the hassle

Shaping and Guiding the Future

THE PCT HUB – The latest news and expert opinions on all the important issues within the industry

Latest video

Talking Cloud based banking with Microsoft

We sit down with our key business partner Microsoft, to explore and summarise our digital banking solution, bank.VISION.

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Latest news

Best Online Banking at UK Financial Services Experiences Awards 2017

Payment Cloud Technologies triumph over Lloyds Bank to win Best Online Banking at UK Financial Services Experience Awards 2017

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Latest in the media post

Elevate™ by Unisys to use PCT’s digital.VISION to launch digital banking platform

Payment Cloud Technologies' digital.VISION, supports Unisys in launching a new omnichannel digital banking platform that enables businesses to deliver secure banking services anytime, anywhere.

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