Payment Cloud Technologies
We excel in digital banking and payment solutions, working with many of the world's leading businesses

FS Tech Award Finalists with An Post and Change Account! Read more here

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Payment Cloud Technologies

PCT have engineered a proven cloud based digital platform that reforms the way banking and payments are served. We are proud to be trusted by our customers to deliver reliable and robust banking grade financial services every day. Active in Europe, UK and Africa, we continue to expand internationally, both directly and in partnership with leading global organisations.

Payment Cloud Tech @PaymentCloudTec

PCT moves onwards and upwards as the business grows into the Sky offices today. Just don’t look down Ian Clowes &…

Payment Cloud Tech @PaymentCloudTec

Proud to support #WomeninPayTech with some incredibly inspiring women in the industry. Great to be living in a worl…

With PCT digital:VISION Technology our B2B2C Partners Deliver World-Class Digital Financial Services


bank.VISION ensures that your business can facilitate the delivery of high-quality banking services to your customers.

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card.VISION is your business’s full prepaid card service. It is a B2B solution for companies to support either B2B or B2B2C solutions for your customers.

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Helping your travel brand keep inconvenienced travellers compensated, retain high customer satisfaction and meet compliance regulations.

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PCT was the only business to come in and talk about our business in a way that relates to our customers and our position in the market, rather than just focusing on their own business or product.

Who we work with

Our Credentials

Payment Cloud Technologies (PCT) digital.VISION platform reforms the way that banking and payments are served.

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Our Solutions

Debit or prepaid, commercial or consumer, or a digital banking infrastructure, we have the experts to help you offer a bespoke solution to meet the needs of your customers.

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Why PCT?

We have enabled hundreds of clients to deliver value in digital banking, travel compensation and prepaid to grow, acquire and retain valuable customers.

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Speak to one of our experts about our digital banking and payment solutions

THE PCT HUB – The latest news and expert opinions on all the important issues within the industry

Latest video

An Post – Finding the perfect FinTech partner

An Post is Ireland’s largest postal services provider. As one of the biggest commercial organisations in the country, its services encompass mailing, communication and retail for 1.7 million weekly customers nationwide.

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Latest news

Change Account continues to gain ground with credit unions on-boarding weekly

Chris Mole, CEO, Eastern Savings & Loans, said: ‘’Our mission is to serve our members when they need us the most, with the best possible customer service from beginning to end. Our partnership with the award-winning Change Account helps us to realise this goal with the delivery of a functionally rich bank account, fit for the digital age but with support available from all Eastern Savings & Loans and Rainbow Saver outlets."

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Latest in the media post

What Does 2018 Have In Store for the Cloud?

Ian Clowes, CEO, PCT talks about changing perceptions with Cloud Banking

“Despite ongoing worries about ransomware and similar issues, over the last two years, the perceptions businesses have about the cloud have undergone a radical shift.

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Shaping and guiding the future, together with each other

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